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Tuesday, April 27, 2010

Home Trust Company

Home Trust Company was incepted in the year 1977 in Ontario, Canada as Home Savings and Loan Corporation.

It is Canada’s one of the leading trust companies featuring a wide assortment of financial products such as Mortgages, Visa cards, deposits and retail credit services. It is a federally regulated trust company carrying on business across Canada.

It is headquartered in Toronto and has offices across the country from Halifax to Vancouver.

For general inquiries one can call 1-877-903-2133 or 416-360-4663 or can fax at 1-888-470-2092 or 416-363-7611 or can email for mortgage enquiries one can call at 1-877-903-2133 x 5820, for visa card one can call at 1-888-281-7793, for Deposits one can call at 1-877-903-2133 x 5055, for Retail Credit Services one can call at 1-888-763-0002. And to visit its official website one can log on to www.hometrust.ca

It also offers various credit cards such as :

Home Trust Equity line Visa Card - The Home Trust Equity line Visa Card combines the advantages of a line of credit with the convenience of a Visa card and all the benefits of Gold. It charges an annual interest rate of 4.99%, 5.99%, 6.99%, 7.99%, 8.99%, 9.99%, 10.99%, 11.99% or 13.99% (depending upon the credit worthiness of the card holder)and the annual credit rate in Québec is 9.99%, 10.99%, 11.99% or 13.99% (depending upon the credit worthiness of the card holder). A grace period of 21 days is also provided to repay back the balances of purchases interest free. There is no annual fee in all provinces except Québec. In all provinces except Québec, a one-time account set-up fee of up to 3% of the approved credit limit will be charged to your Visa account. In Québec, a $100 annual membership fee and a $700 collateral security fee will apply. It also provides benefits like Auto Rental Collision/Loss Damage Insurance, Emergency card and cash replacement, guaranteed hotel reservations, Health and Legal Assistance Services, accessible online, pay bills online, shop online, accepted globally and much more.

Home Trust Secured Visa Card - It is a perfect credit card to build or re-build one’s credit. It requires a minimum deposit of $500. An annual fee of $49.00 is applicable for the card. The annual interest rate applicable for the card is 19.99% for Purchases, Balance Transfer and Cash Advances. One can get a credit line up to $ 10000. It is an online accessible card, one can shop and pay bills online, accepted worldwide, cash access through ATMs which displays Visa Card acceptance and much more.

1 Comments:

At February 5, 2013 at 9:16 PM , Blogger Unknown said...

If this is the Home Trust Company in Ontario, customer beware.

Have been them for awhile just too find out they have been tacking on fees unto my principal without informing OR disclosing on any paper statements.

On top of that, these guys charge you fees anyway they can, as its built into the contract. Beware and Read your agreement carefully before you are tied up!

 

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