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Tuesday, March 30, 2010

Mountain West Bank

Mountain West Bank is a community bank nestled in Coeur D Alene, Idaho. Its business line encompasses Personal Banking, Business Banking and Online Banking.

Its Personal Banking Services provide features like Checking Accounts, Savings, CDs & Money Market, IRAs, Consumer Loans, Real Estate Loans, Debit Cards and other additional services.

Business Banking offers services like Checking Accounts, Savings and Investments, Business loans, Construction Loans, Account Management Services, Visa Business Debit Cards and other additional services.
Contact Information: To contact Mountain West Bank one can call at (208) 765-0284 or at a toll free number that is (800) 641-5401. To visit the official website one can log on to www.mountainwestbank.com

The Mountain West Bank also issues credit cards to help its customers such as

Mountain West Bank Maximum Rewards Platinum Edition Visa Credit Card : The annual interest rate applicable on Purchases, Balance Transfer is 13.99%, 16.99 or 17.99% (variable) depending upon the credit worthiness of a card holder. And the annual interest rate applicable on Cash Advances is 25.24%. A card user is also granted at least 21 days of a grace period so as to make the payments of the balances of purchases interest free. One can earn 1.5 reward points for every $ 1 spent in qualifying purchases. There is no cap to the number of points one can earn. The more one uses his Florida Commerce Card, more points can be accumulated. No annual fee is charged for the card. Earned Reward Points can also be redeemed for a various options including gift cards, travel on any major airline, merchandise and much more.

Mountain West Bank Platinum Edition Visa Card : The annual interest rate of 9.99% is applicable on Purchases for the first six months and after the introductory period is over the interest rate applicable would be 9.99%, 13.99%, or 16.99% for Purchases and Balance Transfer (depending upon the credit worthiness of the card holder interest rate would be charged). On Cash Advances the annual interest rate applicable would be 25.24% and 21 days of grace period is granted to repay back the balances of purchases interest free. No annual fee is applicable for the card. It is accepted worldwide and is accessible online.

Monday, March 29, 2010

First Newton Bank Review

First Bank was established in the year 1873 in Harvey County. Newtonians bought majority of its stocks in the year 1879 and it’s named changed to First National Bank of Newton and it is also popularly known as First Bank.

It provides Personal & Business Banking services to its customers and offer services like savings, checking, cards, loans, online banking and much more.
To contact First Bank one can dial 316-283-2600, or can fax 316-283-8031 or can send an email , the official website address is www.firstbankks.com

It also issues credit cards to meet the financial needs of the customers such as
Corporate Visa Credit Card - Annual interest rate applicable for this credit card is 7.9% +prime rate for purchases, balance transfer and cash advances. No interest rate would be applicable if the balances of purchases are paid in full. An annual fee of $35 is applicable and 2% of the transaction amount or $5.00 minimum is charged for Cash Advance Fee. One can enjoy benefits like Auto Rental Insurance and Travel Assistance included at no additional charge, it is accessible online, one can use this card to pay bills and purchase things online, it is accepted worldwide and it is accessible to get cash from ATM’s and there are benefits one can enjoy . It is easy to purchase one has to fill an application form and has to provide certain documents for verification such as Social Security Number, Age proof, Address Proof etc.

Friday, March 26, 2010

Manu life Bank

Manulife Bank was founded in the year 1993 and it was opened by an insurance company in Canada. It has more than $15.5 billion in assets. It offers services to its clients in all province and territories in Canada.
It provides services like Investments, Loans, Mortgages, Professional Advice, Bank accounts and more.

Manulife Bank offers a premium customer support service. To contact Manulife Bank one can call 1-877-765-2265 and its official website address is www.manulifebank.ca

It provides credit cards to help the customers, the credit cards offered are

1.Manulife World Points Platinum Master Credit card : The annual interest rate applicable on Purchases is 12.99% and 14.99% of annual interest rate is applicable on Balance Transfer and Cash Advances. The card user is also provided with a grace period to repay back the balances of Purchases interest free and if this payment pattern is maintained by the card user he is provided with a better credit limit from the bank. The Manulife Master Card has a low annual fee of $ 29. The card user will earn 1 point for every $ 1 spent in retail purchases and one is also provided with 2500 points after the first use of the card. One would be provided an array of benefits to enjoy $1,000,000 Travel Accident Insurance, accessible online, fraud protection, acceptance worldwide, collision damage waiver insurance and much more.

2.Manulife World Points Classic card : The annual interest rate applicable on Purchases is 14.99% and 16.99% of annual interest rate is applicable on Balance Transfer and Cash Advances. The card user is also provided with a grace period to repay back the balances of Purchases interest free and if this payment pattern is maintained by the card user he is provided with a better credit limit from the bank. The card user will earn 1 point for every $2.00 spent in retail purchases. It is accepted worldwide.

Canadian Western Bank Review

Canadian Western Bank is one of the leading Canadian Bank and it is headquartered in Western Canada in Edmonton. It operates from 37 branches across 4 western provinces, and 1 centralized commercial equipment leasing center, 8 trust locations, 2 insurance call centers and 1 wealth management office.

It business lines include Business Banking and Personal Banking services. The Business Banking offer services like Lending, Business Accounts, Business Services, Investment Products, Mutual funds and more. And Personal Banking offer services like Personal Accounts, Investment products, Mortgages & Loans Insurance, Card and much more.

To contact Canadian Western Bank for general enquirers one can call (780)423-8888 and for Think Western MasterCard one can call 1-888-877-6262 and its official website address is www.cwbank.com

The Credit Cards offered by Canadian Western Bank are
Think Western Platinum Plus Travel Rewards Master Card : Canadian Western Bank charges an annual interest rate of 18.99% on Purchases, Balance Transfer and Cash Advances. A card user is also granted a grace period of 21 days to repay back the balances of purchases. An annual fee of $ 89 is charged for this travel reward credit card. One would get 5000 bonus points for using the card. One will earn 1 reward point for every one dollar charged to the card. Points earned can be redeemed also for various options such as travel with no blackout dates, gift certificates and merchandise also. It is accepted globally and is accessible online and can be easily purchased by filling an online application form which is easily available at its website.

Think Western Platinum Plus with World Points Master Card : An annual interest rate of 19.99% on Purchases, Balance Transfer and Cash Advances. A card user is also granted a grace period of 21 days to repay back the balances of purchases. An annual fee of $ 29 is charged for this reward credit card. One will get 1,000 Bonus World Points after ones first qualifying purchase also 1,000 Bonus World Points each year on ones account anniversary. One will earn 1 World Point for every $1 in net retail purchases with no maximum earnings cap on World Points. One can redeem World Points for travel, merchandise, gift certificates and more.

Tuesday, March 16, 2010

JP Morgan Chase Bank - Review

In the year 2000, JP Morgan merged with Chase Manhattan Corp. Merger of four of the largest and oldest money centre banking institutions in New York City resulted in the formation of JP Morgan Chase & Co.

JP Morgan & Chase Bank business line includes services like investment banking, financial services for consumers, small business and commercial banking, financial transaction processing, asset management and private equity.
It has assets more than $2 trillion and it is operating in more than 60 countries and has employee strength of more than 200,000.

To contact JP Morgan chase customer centre one can call at 1-800-432-3117 or can visit website that is www.jpmorgan.com .

The JP Morgan Chase Bank also provides credit card services to meet the financial needs of the customers.

Chase Sapphire with Ultimate Rewards : This Chase Credit Card charges an annual percentage rate (APR) on purchases is12.24 % variable and the annual interest rate charged on cash advances is 19.24% typically variable and a grace period is also provided that is of 20 days to a card holder so that he can repay his balances of purchases and interest is not charged for this time period. There is no annual fee charged for this Chase reward credit card. One will also earn one point for every dollar one spends on the card. One will also earn up to 10 bonus points per dollar when shopping online at select merchants through the Ultimate Rewards Mall. One would also receive 10,000 bonus points after one’s first purchase is done with this Chase Card. There are numerous benefits and features associated with the card offered to the consumers to benefit from.

Chase Freedom Credit Card : The annual interest rate applicable for this Chase Card is 0 % for the first 12 billing cycles following the opening or r 6 billing cycles from account opening for purchases depending upon the credit worthiness of the cardholder. Then after the standard annual interest rate would be applicable varies between 13.24 % -18.24 % variables. The annual interest rate applicable also varies between 19.24 % or 23.24 %. One would also be granted at least 20 days of grace period so as to make the payment of the balances of purchases. One can earn full 1% cash back on every purchase, everywhere and every day. One would earn 3% cash back in rotating categories like gas, home improvement and department stores. And would also earn 20 5 cash back when one shop online at select merchants featured at the Ultimate Rewards Mall. One would also get$ 50 cash back after the first purchase done with this Chase Rewards Credit Card.


The other credit cards put forward by the bank are
1)Chase Slate with Blue Print
2)Chase Business Ink with Unlimited Cash Back Card

Wednesday, March 10, 2010

National Bank of Canada

National Bank of Canada is one of the premier financial institutions of Canada. The Bank was incepted in the year 1859 in Quebec. It operates 444 branches, more than 17,946 employees, 855 banking machines, and has 2.3 million of individual clients. It has assets more than $134.1 billion and the stock market capitalization is $ 9.14 billion.

The bank offers a wide range of monetary services to customers, small and medium-sized undertakings and large corporations in Canada. Its business line encompasses Personal Banking and Business Banking an offer services like Mortgages, Investments, Personal Loans and Line of Credit, Insurance, Asset Management and much more.

The customer service number of National Bank of Canada for Personal Services of Montreal region is 514 394-5555 and the toll free number is 1 888 483-5628 and the contact number for Business Services of Montreal Region is 514 394-6611 and the toll free number is 1 877 394-6611. The website address (official) is www.nbc.ca .
National Bank of Canada issues number of Credit Cards in various categories to meet the financial needs of the customers such as

1)No Annual Fee Card
a)Edition Master Card
b)MC1 Master Credit Card
2)Master Cards with Reward Programs
a)Escapade Master card
b)Allure Master Card
c)Ovation Gold Master Card
d)Platinum Master Card
e)Premia Business Master Card
3)Gas Companies Credit Card
a)Ultramar Master Card
b)Sunoco Master Card
4)Variable Rates Master Card
a)Syncro Master Card

There are various cards also issued for Healthcare professional and Students.

Review : Good