CIBC Bank Review

On the merger of two banks namely "The Canadian Bank of Commerce" and "The Imperial Bank of Canada" The Canadian Imperial Bank of Commerce (CIBC) came into being in the year 1875. It is one of the leading Banks of Canada and it is headquartered in Toronto, Ontario. Its business line encompasses two segments: personal banking and business services.

The Personal Banking Services include Everyday Banking, Borrowing, Investing, Financial Advice, and Insurance. The Business Services include Commercial & Corporate Banking services, and CIBC Small Business Services
CIBC issues credit cards to help and meet the financial needs of the customers

CIBC Aventura Visa Infinite Card- The CIBC Bank charges an annual interest rate charged is 19.5% and the grace period provided to make the repayment of the balances is 21 days and no interest is charged in this period. The minimum credit limited allotted to a card member is $ 5000. The annual fee applicable for this Card is $ 120 and the annual fee for the supplementary card is $ 50 each per year and one can have up to 3 cards maximum. There is a great reward program linked with this card with which one will receive 15000 Bonus Aventura Points when one uses his card for the first time. One will collect 1 Aventura Point for every $ 1 spent on this card, also one will collect 1.5 Aventura Points for every dollar one spends at gas stations, grocery and drug stores.

CIBC Aero Classic Visa Credit Card- The CIBC Bank applies an annual interest rate of this CIBC travel reward credit card is 19.5 % and the grace period provided to a member so that he can make his balances of purchases interest free is 21 days. It charges an annual fee of $ 29 and one gets an additional card at no extra cost. One would get 5000 Aero plan miles as a welcome bonus on using this card for the first time. One would receive 1 aero plan mile for every 2 dollars charged to the card. One will receive up to double aero plan Miles when one uses one’s CIBC Card to dine, golf, or stay at any participating.
The other cards issued by the bank are
1)CIBC Select Visa Card
2)CIBC Platinum Visa Card
3)CIBC Dividend Visa Infinite Card
4)Dividend Platinum Card
5)Dividend Card
6)CIBC Aerogold Visa Card
7)CIBC Aerogold Visa infinite Card
8)CIBC Gold Visa Card
9)CIBC Aventura Gold Visa Card
10)CIBC U.S. Dollar Visa Card
11)CIBC Aerogold Visa Card for Business
12)CIBC Bizline Visa Card

Royal Bank of Canada Review

Royal Bank of Canada (RBC) is the Canada’s leading corporation by market capitalization, with broad headship in monetary services. It offers personal and commercial banking, wealth management services, insurance, corporate, investment banking and transaction processing services on an international basis.
It provide work for more than 80,000 full and part-time employees who serve more than 18 million personal, business, public sector and institutional customers through offices in Canada, the U.S. and 53 other countries.

It was chartered in 1869 as the Merchants' Bank of Halifax and was later renamed as The Royal Bank of Canada in 1901. In the year 1941 it became the Canada’s largest bank based on assets and it was the first bank in Canadian banking to install its first computer in the year 1962 and it introduced its distinctive symbol of Lion and Globe) in the year 1962.

Royal Bank of Canada offers a wide range of credit cards in different categories to satisfy financial needs of customers

Rewards Credit Card

1)Visa Infinite Avion Card
2)RBC Rewards Visa Gold Card
3)Visa Classic II Card

Travel Cards

1)British Airways Visa Platinum Card
2)Visa Gold Preferred

Low Rate Card:
1)Visa Classic Low Rate

Student Cards:
1)Visa Classic Student
2)Visa Classic II Student

No Annual fee Card
1)RBC Rewards Visa Gold
2)Starbucks Duetto Visa

Laurentian Bank Review

Laurentian Bank of Canada, a financial institution was built over more than 160 years is headquartered in the province Quebec. The company offers an assortment of banking products and services to individual customers and small and medium-sized businesses. Its business lines encompasses of personal and commercial banking. Where in personal banking offers an array of financing products, mortgage products, transactional products and investment products and the commercial banking is concerned in financing, investment, banking services and international services. This Laurentian Bank works through four business sectors i.e., Retail and SME Quebec, Real Estate and Commercial, B2B Trust and Laurentian Bank Securities. Laurentian Banks customer care number is 1-800-252-1846 and its official website address is www.laurentianbank.ca

Laurentian Bank also offers a wide range of credit cards for its customers to satisfy their financial needs such as

Visa Gold Passport Card: This Laurentian Bank Card is a great reward credit card which offers a wide range of benefits and features to enjoy. The annual interest rate applicable for this card is 19.90% and one is also granted a grace period of 21 days to repay back the balances of purchases interest free. The annual fee of the card is $ 90 and one can even take the additional card by paying an annual fee of $ 25. One is also provided a reward program with this credit card which allows earning one reward point with every $ 1 spent with this credit card. Points earned can also be redeemed for various options. One would also be provided a broad range of Visa benefits and features to enjoy.

Visa Black Card-This Laurentian Bank Visa Black Card is wonderful credit card which is specially designed to meet the demands of its customers. The annual interest rate applicable for this card is 19.90% and one is also granted a grace period of 21 days to repay back the balances of purchases interest free. One can save their money as there is no annual fee or monthly fee being charged for the card. One would also be provided free additional cards. This card is accepted worldwide where Visa Card acceptance is displayed and it is an online accessible card. One would also be provided more features like can be used for cash advances through ATM’s worldwide, comes with visa zero liability policy, easy account payment by mail, telephone, Internet or at Bank branches, pay bills online and purchase online and much more.
Other cards issued by Laurentian Bank are

1)Visa Black Reward Me Card
2)Student Visa Black Card
3)Visa Black Reduced Rate