Scotia Bank Review

Bank of Nova Scotia was established in the year 1832. This Canadian based bank offer a broad variety of products and services, encompassing personal, commercial, and corporate and investment banking.

Scotia Bank offers its services to more than 14.6 million customers in some 50 countries all over the globe. In Canada it works through a group of 1,019 branches, 2,964 automated banking machines and 101 Wealth Management offices.
It offers services like mortgages, loans, credit cards, investments, insurance and day-to-day banking products, retail brokerage, investment management advice; mutual funds and savings products and more.

To contact Scotia Bank for general inquiries one can dial 1-800-472-6842, for services for the hearing impaired one can dial 1-800-645-0288, for visa center one can dial 1-800-387-6466, for investment line one can dial 1-800-953-7441, for McLeod Direct Investing 1-800-263-3430, for mutual funds one can dial 1-800-268-9269, student loan centre one can dial 1-800-972-6842. To visit its official website you can log on to www.scotiabank.com
It also offers variety of credit cards to meet the financial needs of the customers such as

Scotia Gold Passport VISA Card - The annual rate of interest is charged at 19.5 %, the grace period provided to repay the balances for purchases is 21 days. The minimum credit limit allotted is $ 5000. The card comes with an annual fee of $110. One can earn 1 reward point with $1 spend with this card. One can travel anywhere, at any time of the year with no restrictions. If one get a new Scotia Gold Passport VISA card before April 30, 2010 and receive 20,000 bonus Scotia Rewards points on one’s first purchase and another 10,000 bonus points after one’s first year renewal. One will also receive a special introductory annual fee of $99 for the first year. Points earned can be redeemed also for various options. It is accepted worldwide and is accessible online too.

Scotia Scene Visa Card - The annual interest rate on purchases is 19.5% and 21 days of grace period is granted to a card member so that the card member can easily pay back the balances of purchases and within this grace period there is no interest charged. One will receive 1 SCENE point for every $1 spent. One will also earn 5 SCENE points for every $1 spent at participating Cineplex Entertainment theatres. When one make the first purchase with this Scotia Bank Credit Card than one will receive 2000 bonus points. One can even redeem these points earned for music, movies and more. Scene Credit card does not charge an annual fee for it. One would be provided a minimum credit limit of $500 and maximum is subject to the status. And one can enjoy a wide variety of benefits and features with it.

The other credit cards offered by Scotia Bank are :

• Scotia Momentum VISA
• Scotia bank Value VISA
• Scotia Hockey VISA
• No-Fee Scotia Money back VISA
• No-Fee Scotia Gold VISA
• No-Fee Scotia bank Value VISA
• Scotia Bank Line Visa Card